Fifteen hundred million!

For breakfast, Lin Mi made do with the yogurt and sliced bread she’d brought from her rented apartment.

The kitchen was still bare, but she’d placed an order at the online supermarket last night, and her groceries should be delivered this morning.

Yesterday, she’d splurged more than twenty thousand yuan on daily necessities, buying all sorts of items for the kitchen, living room, and bathroom—big and small.

There was just one last packet of instant coffee left on the coffee table. Lin Mi brewed a cup and settled onto the large sofa by the floor-to-ceiling window.

Sunlight fell perfectly along the window ledge. She watched the steam curl up from her cup and listened to the city bustle outside, feeling a deep sense of satisfaction and gratitude.

Her new life had begun.

Setting her coffee down, Lin Mi picked up her phone in high spirits and navigated the system’s interface with practiced ease.

First things first: daily check-in.

Seeing the familiar prompt, she couldn’t help but smile.

“Two thousand yuan, in the bag!”

Next, she moved on to her daily tasks—commenting, interacting with active accounts, and collecting energy points for completing fixed assignments.

Wallet balance: 1,562,290,000

Energy points: 65.

She drew in a sharp breath at the string of digits, nearly too long to count.

How much was that now? One and a half billion?!

In just a few short days, she’d amassed a fortune of one and a half billion? Lin Mi’s hands trembled; for a moment, her phone felt as heavy as a mountain.

At this rate, wouldn’t she soon surpass the world’s wealthiest with ease?

She could hardly imagine the scene.

Was all this just an illusion?

Was everything she was experiencing nothing but a dream?

Without thinking, Lin Mi pinched her left forearm hard.

“Ouch—that hurts!”

It wasn’t a dream!

She could feel the pain clearly, and the events of the past two days felt anything but illusory.

“So, I really have one and a half billion now?”

Lin Mi stared blankly at the balance on her account, dazed and incredulous.

Suddenly, she noticed a little red dot in the upper right corner of her system wallet’s homepage. She quickly tapped it, and a new page popped up—a notification with fresh instructions.

The message was simple: it explained the wallet’s wealth growth restrictions.

The tenfold increase was not unlimited. Instead, every ten billion formed a cycle. When her wallet reached ten billion, it would “reset” to the initial amount, starting the cycle of wealth accumulation anew.

With today’s update, her wallet had hit the system’s cap, hence the notification: if she didn’t withdraw the excess funds today, the system would automatically restore the wallet to its initial amount after midnight.

Moreover, anything she withdrew today couldn’t be deposited back into the wallet, unless it was money earned from sources other than the system rewards.

“Whew, thank goodness! That gave me quite a scare.”

Once she understood, Lin Mi actually felt relieved.

If things had gone on as she’d just imagined, she might have felt anxious. Even with stocks and funds to back her, holding such vast wealth would be a huge burden.

The sheer scale of the fortune was daunting.

The rapid expansion of her assets gave her an uneasy sense that things could spiral out of control.

But with this new rule capping her gains, she found it much easier to accept, and her heart felt more at ease and in control.

She much preferred this gradual, step-by-step accumulation.

But she’d have to stay vigilant in the future—otherwise, the waste would be heartbreaking.

Counting the days, the system started increasing her balance on the 16th. Today marked exactly one week. That meant, conservatively, she could expect a billion yuan every week from now on.

“Not bad, not bad at all!”

Lin Mi was thoroughly pleased with this outcome.

To avoid drawing the bank’s attention, she couldn’t transfer all the money into one account at once—she didn’t want to stand out.

Fortunately, she had three bank cards. She could transfer five hundred million to each bank, which should help spread things out.

After all, there were plenty of wealthy people in Huaguo; her transactions were hardly the largest moving through the banks.

So, she carefully divided the one and a half billion from her system wallet, transferring it in batches to her three bank accounts.

Staring at the remaining sixty million, Lin Mi was at a loss for a moment.

She’d never imagined there would come a day when she’d be troubled by having too much money.

“No, I have to spend this quickly.”

Letting the money sit there was such a waste—it would be far safer as fixed assets.

With that in mind, Lin Mi opened her contacts and found Wang Yun, the agent who had helped her with her previous property purchase.

“Hello, this is Lin Mi, owner of unit V06. I wanted to ask if the apartment next door has been sold yet?”

She remembered there were still a few units left in this premium building. She planned to buy the neighboring apartment, knock down the wall between them, and create a massive luxury suite.

Then, when her parents moved to the city, they could live in the adjoining unit, maintaining both proximity and independence.

“Oh, it’s been sold already? But the new owner hasn’t moved in yet? Could you help me get in touch with them? I’m willing to offer a higher price.”

Slightly disappointed by the answer, Lin Mi regretted not buying two adjacent units in the first place.

But she hadn’t had this kind of money back then.

“Well, thank you.”

She hung up, realizing she’d have to wait for a response. If it didn’t work out, she’d have to settle for a unit in the same complex.

The property purchase would have to wait.

Lin Mi glanced at the clock—it was ten in the morning. Her next task was around three in the afternoon, so she had a five-hour window.

She quickly changed into a comfortable outfit, grabbed her new designer bag and car keys, and headed out the door.

——

At twenty past ten, Lin Mi arrived at a branch of a chain real estate agency and got straight to the point.

“I’d like to look at some commercial properties in prime locations.”

Since she couldn’t buy the luxury apartment for now, she might as well use this opportunity to invest in a few shops. Later, when her parents came to the city, she could ask if they wanted to run a little business.

Neither of them were the type to idle away their days.

By the time Lin Mi left the agency, it was already one in the afternoon. She’d toured several properties with the agent; the locations and surroundings were great, and the amenities were all in place.

In the end, she spent five million to purchase one high-end shop and two mid-range commercial spaces. The paperwork wouldn’t be ready for three months, but she left all the follow-up procedures in the agent’s hands.

She had no intention of spending all her time on such matters.